Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content How to Get Your Finances Ready for Retirement Everyone has a vision of their retirement in their heads. The Utility of Sector Investing Successful sector investing is dependent upon an accurate analysis about when to rotate in and out. Split Annuity Strategy Here's one strategy that combines two different annuities to generate income and rebuild principal.